Is Rover Safe? What Background Checks and the Guarantee Cover

Rover is safe for most bookings, but it is not risk free, and the platform's own safety tools have real limits. Background checks catch a criminal record, not a bad match or a careless afternoon. The Rover Guarantee reimburses vet bills and property damage in eligible cases, but it is not insurance and it does not cover everything that can go wrong. The honest answer is that Rover gives you useful screening tools, and the rest of the safety work is still on you: read profiles carefully, do a meet and greet, and use the messaging and payment system as designed rather than shortcutting it.

What Rover's background check actually does

Every sitter and walker who wants to list on Rover has to pass a third party criminal background check before they can take bookings, run through a standard consumer reporting vendor, per Rover's own background check page. Providers who pass earn a background check badge on their profile, which is meant to signal to owners that this person cleared a formal screening step rather than simply signing up and listing a profile. Rover has also told reporters that fewer than 1 in 5 applicants make it onto the platform after its screening steps, which include photos, references, and a safety quiz in addition to the criminal check, according to CBS News reporting on a Rover safety dispute. That is a meaningfully more selective process than simply requiring an email address and a photo.

That said, this is a filter on the provider side, not the owner side. Rover's screening is designed to keep clearly disqualifying applicants off the platform; it is not, and does not claim to be, a background check on the pet owner booking the service, and it is not a live behavioral evaluation of the sitter's day to day handling once approved. A criminal background check also has hard limits that apply to every gig platform, not just Rover. It confirms whether someone has a certain kind of record in the jurisdictions the check covers, which can miss out of state history or records that fall outside the vendor's search scope. It does not confirm pet handling skill, honesty about a dog's temperament, how a sitter behaves when nobody is watching, or whether they will follow your specific instructions about doors, leashes, or medication. The American Kennel Club makes the same point about any pet sitter background check, framing it as confirmation of criminal history, not proof of competence, in its guide to choosing a pet sitter. Treat the badge as a floor, not a guarantee, and pair it with the other vetting steps below rather than stopping there.

What the Rover Guarantee covers, and what it does not

The Rover Guarantee is the platform's built in reimbursement program for eligible bookings, and it is the piece most owners misunderstand, often assuming it functions like a full insurance policy. Per Rover's own help center article on what the Rover Guarantee covers for owners and the full Rover Guarantee terms, it can reimburse up to 25,000 dollars in eligible vet care if your pet is hurt during a covered stay, up to 25,000 dollars a year for damage to a sitter's home or belongings, and up to 100,000 dollars for certain liability claims tied to a single incident. Claims are subject to a 250 dollar deductible, and the incident generally has to be reported and documented promptly for Rover to review it as eligible.

The limits matter as much as the headline numbers. The Guarantee explicitly says it is not insurance and does not replace your own pet or homeowner's policy, so if you are relying on it as your only financial protection, you are underinsured relative to what a real pet or liability policy would offer. It does not cover injuries to the service provider, the pet owner, or their family or roommates, only the pet and certain property. Claims have to be filed within a set window after the incident, and Rover reviews every claim on its own terms rather than paying out automatically the way a standard insurance claim would. In practice this means the Guarantee is a real backstop for a clearly documented, eligible incident, not a blanket promise that nothing bad will happen or that every bad outcome gets paid out in full. Reporting from CBS News on a contested claim found Rover offering a partial settlement tied to a confidentiality agreement, which the family involved declined, a reminder that disputed claims can get complicated and adversarial rather than automatic and generous. If a serious incident happens, document everything immediately: photos, a written timeline, and vet records, since that documentation is what determines whether a claim is approved.

Reviews and profiles: useful, but read them like evidence

Star ratings and repeat client counts are genuinely useful signal on Rover, since a sitter who has done 200 stays with mostly five star reviews has a track record you can check, and that volume is hard to fake convincingly. But reviews skew positive on most platforms because unhappy clients sometimes just do not book again rather than leaving a public review, and a new sitter with zero history is not automatically worse, just unproven. Read a few of the most recent reviews in detail rather than only the star average, and look for specifics: mentions of communication, whether photo updates actually arrived on schedule, how the sitter handled a problem like a missed dose of medication or an unexpected vet visit. Vague five star reviews with no detail tell you less than a handful of three and four star reviews that explain exactly what went wrong and how the sitter responded.

Also look at how long the sitter has been active and whether their listed experience matches your pet's needs. A sitter with strong reviews for small, calm dogs is not automatically the right match for a large, reactive dog or a cat with medical needs, and profile experience tags are self reported, so a direct conversation before booking still matters more than the tags alone.

Why a meet and greet is the single best safety step

Rover lets you schedule a meet and greet with any provider before you book, and it is not required, but Rover itself recommends it and most experienced sitters will not accept a first time booking without one, according to Rover's own meet and greet guide. A short in person visit tells you things a profile cannot: whether your dog is comfortable with this person, whether the sitter's home or handling style matches what you described, and whether they ask good questions about your pet's routine, meds, and quirks rather than just nodding along. The AKC's pet sitter guide treats an unwillingness to meet beforehand as a straightforward red flag, and that holds whether the sitter came from Rover, a referral, or anywhere else.

Use the meet and greet to confirm specifics, not just vibes: exact drop off and pickup times, what happens if the sitter cannot make a scheduled visit, how they will handle an emergency vet run, and whether they have a backup person for that same reason the AKC recommends asking about a substitute or partner. Ask what they would do if your dog got loose, refused to eat, or showed signs of distress, and gauge whether the answer is specific or generic. If your pet is anxious, reactive, or has a medical condition, use the meet and greet as a genuine trial run, watching how the sitter reads your pet's body language rather than just how they talk to you.

The real incidents, and what they show

Rover has had serious, documented cases go wrong, including dogs that died or were seriously injured while in a sitter's care, and some of those cases have become lawsuits or news stories, including CBS News coverage of a blind senior dog that fell from a balcony while boarding with a Rover sitter, and reporting describing multiple families who say their dogs died while booked through Rover or similar platforms. Some of these cases involved an unauthorized second person or an unapproved co-sitter handling the pet, which is exactly the kind of scenario a background check on the primary sitter cannot catch. These cases are real and worth taking seriously; they are also, relative to the overall volume of bookings Rover processes, a minority outcome, not the norm. Rover has said it deactivates providers over serious violations and has tightened trust and safety policies after past incidents, and it has faced criticism, including from reporters, for not publicly tracking or disclosing how many pets have died in bookings made through the platform.

The fair reading is not that Rover is dangerous, or that it is perfectly safe. It is that a marketplace connecting strangers with your home keys and your pet always carries some irreducible risk, on Rover or any competing app, and the platform's checks reduce but do not eliminate that risk. Your own diligence, a real meet and greet, clear written instructions, and a sitter you can reach quickly, is what closes most of the remaining gap between a background check badge and an actually trustworthy match. For a sense of how the booking flow itself works, including where these safety checkpoints sit in the process, see our guide to how Rover works.

It also helps to compare Rover's baseline against the alternative most owners are actually weighing it against, which is finding a sitter through a neighborhood app, a classifieds post, or word of mouth with no formal vetting at all. That route can absolutely work, especially with a personal referral you trust, but it usually comes with no background check requirement, no standardized reviews to check, and no Guarantee if something goes wrong. Rover's process is not perfect, but it is a documented floor of screening, recourse, and a paper trail that an informal arrangement typically does not offer. The right comparison is not Rover versus a flawless outcome, it is Rover versus whatever your realistic next best option actually looks like for your pet and your schedule.

How to book more safely on Rover

A few concrete habits cut real risk. Always keep all messaging and payment inside the Rover app rather than moving to text or cash, since that keeps a record and keeps your booking covered by the Guarantee's terms; a booking arranged outside the app generally is not eligible. Do a meet and greet before any new sitter's first stay, and bring a written care sheet covering feeding, meds, escape risk, and vet contact info so nothing depends on memory. Ask directly whether the sitter has other animals, other jobs, or a co-sitter who might also be around your pet, since some Rover incidents have involved an unauthorized second person handling the pet without the owner's knowledge. Request photo or video updates during longer stays, and set a clear expectation for how often, so a gap in communication is noticeable early rather than discovered at pickup. Consider a short trial visit or drop-in before a multi-day boarding stay with a new sitter, the same way you would test a new daycare before leaving a dog there overnight. Our list of questions to ask a pet sitter is built for exactly this conversation and works whether the sitter comes from Rover or elsewhere.

If anything feels off after booking, from a vague answer to a canceled meet and greet, treat that as real information and look at Rover alternatives or another provider rather than pushing forward on a bad feeling. For a broader vetting checklist that applies to Rover and any other option, see our guide on how to find a trustworthy dog sitter, and for the full picture of what Rover offers beyond safety, including pricing and how it compares to hiring independently, read our Rover review.

Safety layer | What it actually covers | What it does not cover
Background check | Third party criminal history check on every listed sitter and walker before approval | Pet handling skill, honesty, or behavior once booked
Rover Guarantee, vet care | Up to 25,000 dollars in eligible vet bills for a covered pet injury, 250 dollar deductible | Not insurance, does not cover every scenario, claims are reviewed and can be denied
Rover Guarantee, property and liability | Up to 25,000 dollars a year in property damage and up to 100,000 dollars in certain liability claims | Injuries to the owner, sitter, or their families or roommates
Reviews and ratings | A track record you can read in detail, especially recent and specific reviews | Can skew positive; a lack of reviews does not mean a sitter is unsafe
Meet and greet | A real, in person read on fit, communication, and instructions before you commit | Optional, so you have to actively schedule it yourself
In app messaging and payment | A documented record that keeps your booking eligible for the Guarantee | Nothing, if you move communication or payment off the app

Frequently asked questions

Does Rover background check every sitter and walker?

Yes. Rover requires every sitter and dog walker who wants to list services to pass a third party criminal background check before they can accept bookings, and providers who pass display a background check badge on their profile.

What does the Rover Guarantee actually pay for?

In eligible cases the Rover Guarantee can reimburse up to 25,000 dollars in vet care for an injury to your pet, up to 25,000 dollars a year for damage to a sitter's home or belongings, and up to 100,000 dollars for certain liability claims, all subject to a 250 dollar deductible and Rover's review of the claim.

Is the Rover Guarantee the same as pet insurance?

No. Rover states directly that the Guarantee is not insurance and does not replace your own pet or homeowner's insurance. It is a reimbursement program for specific, eligible incidents during a covered booking, not a standing insurance policy.

Do I have to do a meet and greet before booking a Rover sitter?

It is not required, but Rover recommends it and most experienced sitters will not take a first time booking without one. A short in person meeting is one of the best ways to judge fit and catch a bad match before you hand over your keys or your pet.

Are there real cases of pets being hurt while booked through Rover?

Yes, there have been documented incidents, including some that became lawsuits or news stories. They appear to be a minority of Rover's overall booking volume, but they are real, which is why doing your own vetting alongside Rover's background checks and Guarantee matters.